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Personal Loans

HFC Personal Loans

For over 125 years we've been helping real people find real solutions to their financial needs. Our short application can assist you in applying for a personal loan, mortgage refinance loan, or home equity loan.

HFC and Beneficial are sub-prime lenders who offer loans to those that may have less than perfect credit. Our average customer is between the ages of 35-44 and has a FICO score of 640.

HFC and Beneficial are subsidiaries of HSBC North America, one of the largest banking and financial services organizations in the world. We have the experience and resources to offer loans that help customers reach their financial goals and realize their dreams.

HFC loans not available in Alaska, Arkansas, Hawaii, Maine, Mississippi, North Dakota, South Dakota, Vermont, West Virginia, Wyoming, and Washington DC.

Beneficial loans not available in Alaska, Arkansas, Mississippi, North Dakota, Vermont, and Washington DC.

Beneficial Personal Loans

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